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Latest In Banking

Latest In Banking

Revolut Expands into Canada with Full Banking License Application

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UK-based digital banking platform Revolut has officially applied for a full banking license in Canada, signaling a major step in its North American expansion...
Latest In Banking

Chime Launches Global Debit Card in Europe Ahead of FSCS Eligibility

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U.S. neobank Chime has launched its first global debit card offering in select European markets, marking another milestone in its international expansion strategy. The...
Latest In Banking

Commercial Bank of Dubai Integrates J.P. Morgan’s Liink for Ultra-Fast Cross‑Border Payments

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The Commercial Bank of Dubai (CBD) has become the first bank in the Middle East to integrate Kinexys Liink's Confirm application, a blockchain-based platform by...

Crypto & Blockchain

Crypto & Blockchain

Global Crypto Investment Slows as Regulatory Uncertainty Lingers

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After a volatile 2021 and a partial rebound in 2023, global crypto investment is once again losing momentum in 2025. As major economies wrestle...
Crypto & Blockchain

Ripple Acquires Standard Custody to Bolster Institutional Crypto Services

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Ripple Labs, the blockchain-based payments company, has announced its acquisition of Standard Custody & Trust Co., a regulated digital asset custodian headquartered in New...
Crypto & Blockchain

U.S. Senate Passes GENIUS Act, Establishing First Federal Framework for Stablecoins

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In a landmark move for the digital assets industry, the U.S. Senate passed the bipartisan GENIUS Act on June 17, 2025, by a margin...
Crypto & Blockchain

Ethereum Foundation Introduces Beta Version of “ShardX” for Scaling Rollups

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The Ethereum Foundation has announced the beta launch of ShardX, an innovative scaling solution aimed at solving rollup congestion and network scalability issues in...
Crypto & Blockchain

ZA Miner Launches AI-Powered Cloud Mining Platform Featuring $100 Trial Bonus

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Cloud-mining provider ZA Miner has introduced an “intelligent” cloud-mining platform designed to allow users to mine cryptocurrencies—Bitcoin, Litecoin, Dogecoin—without owning hardware. The platform offers...

PAYMENTS & TRANSFERS

Payments & Transfers

Digital Wallets Outpace Credit Cards Among Gen Z Consumers

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The payments landscape is undergoing a generational transformation—and Gen Z is leading the charge. Digital wallets like Apple Pay, Google Pay, and Cash App...
Payments & Transfers

Real-Time Payments Are Reshaping Global Commerce

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The rise of real-time payments (RTP) is rapidly changing the way money moves—both locally and across borders. With demand for instant transactions growing, financial...
Payments & Transfers

Embedded Finance Is Reshaping the Customer Experience

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The rise of embedded finance is transforming how consumers interact with financial services—often without even realizing it. From ride-sharing apps offering insurance to e-commerce...

REGULATION & POLICY

Stablecoin Regulation Gains Momentum Amid Global Scrutiny

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As stablecoins continue to gain traction in both retail and institutional finance, global regulators are stepping up efforts to create a consistent legal framework....

EU Finalizes AI Act: What It Means for Fintech Regulation

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The European Union has officially passed its landmark AI Act, setting the world’s first comprehensive regulatory framework for artificial intelligence. While the act spans across industries, fintech companies—especially...

EU Moves to T+1 Settlement: Major Accelerations in Financial Infrastructure

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The European Union has taken a significant step forward by agreeing to shorten its securities settlement cycle from T+2 to T+1, accelerating financial market...

LENDING & CREDIT

Lending & Credit

AI in Lending: Transforming Risk Models and Borrower Experience

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Artificial intelligence is reshaping the future of lending, offering lenders more precise risk assessment, faster processing, and a more tailored borrower experience. As AI-powered...
Lending & Credit

Rising Interest Rates Put Pressure on Credit Markets

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The ongoing rise in interest rates is rippling through credit markets, reshaping lending dynamics across consumer, commercial, and fintech segments. With central banks holding...
Lending & Credit

Upgrade Launches Credit Builder Loan to Target New-to-Credit Consumers

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San Francisco–based neobank Upgrade has introduced a new product: the Upgrade Credit Builder Loan, aimed at helping individuals with limited or no credit history...

IPO & Funding

Fintech Startups Shift Focus from Growth to Profitability

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After years of prioritizing user acquisition and expansion, fintech startups are entering a new era—one defined by sustainable growth and profitability. As venture capital...

Saswat Finance Raises $2.6M to Expand Rural Fintech in India

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Saswat Finance, a rural-focused fintech startup based in Odisha, India, has closed a $2.6 million pre-Series A funding round led by Ankur Capital, with...

Chime’s IPO Raises $864M, Surges 59%

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Neobank Chime priced 32 million shares at $27 each, raising $864 million in its initial public offering. The stock opened at $43—a 59% hike—valuing the company...

BANKING & NEOBANKS

Revolut Introduces Interest-Bearing Business Accounts in the UK

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London-based challenger bank Revolut has launched a new interest-bearing business account in the UK, offering SMEs and freelancers a competitive alternative to traditional banking....

Bunq Files for U.S. Broker–Dealer License as Prep for Full U.S. Banking Charter

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Dutch neobank Bunq—Europe’s second-largest with 17 million users—has filed for a U.S. broker–dealer license with FINRA and the SEC, marking the first phase of...

OCC Approves SmartBiz’s National Bank Model

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The U.S. Office of the Comptroller of the Currency (OCC) has granted conditional approval for fintech lender SmartBiz Loans to operate under a national...

INVESTMENTS & WEALTHTECH

Surging WealthTech Adoption Signals Major Shift in Investment Behavior

The rapid rise of WealthTech is fundamentally reshaping how individuals invest, manage portfolios, and plan for the future. From AI-powered robo-advisors to holistic personal...

SoFi Launches Automated Tax-Loss Harvesting for Everyday Investors

SoFi, the digital personal finance platform, has rolled out a new feature that brings automated tax-loss harvesting to its retail investing clients—a tool traditionally reserved for...

Betterment Introduces Smart Goals, an AI-Driven Financial Planning Engine

Robo-advisor pioneer Betterment has launched a new feature called Smart Goals, an AI-enhanced planning engine designed to guide users through personalized financial goal-setting based...

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Banking & Neobanks3Big Tech & Fintech7Crypto & Blockchain5Investments & WealthTech6IPO & Funding News4Latest In Banking5Lending & Credit8Payments & Transfers9
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